We tried other lenders that indicated they would have no problem completing a refi for our investment property, given our credit situation. In each case it was a waste of time and money. In an environment where banks do not lend, it was such a relief to find Forrest Financial. Chuck is fair, efficient, and knowledgeable. He explained the hard money process to us and was available whenever questions came up. The transaction was smooth and fast, and he is an absolute pleasure to work with.